AML Ops Analyst

About Us

Nu is one of the largest digital financial platforms in the world, with more than 122 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.

Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.

Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/ 

About the role

Ensure the sustainable Nubank's growth supporting the regulatory demands of AML Ops operations routines, challenging the status quo through:

• The best experience to our fanatics and loved clients in the AML Ops process, keeping the highest level of quality for customer data and due diligence applicable accordingly to the regulators and internal policies;
• Analyzing the transactional AML Alerts generated by the AML transaction monitoring system, to identify suspicious situations, contributing to a more ethical and fair society, truly understanding that it is also a key driving force for the solid growth and development of Nubank and Brazil & Mexico;

Being diligent, flexible and resilient, according to Nu's principles!

In order to achieve that, our Operational Squad - AML Ops - is responsible for protecting Nu against criminal activities and helping stop the laundering of ‘dirty’ money into the Mexican economy, complying with the necessary regulations, and ensuring the continuity of our business.

What does a Regulatory Solutions analyst for AML Ops do…

• Analyze AML Alerts, financial transactions, accounts, and data from the alerts generated by the AML transaction monitoring system, to identify suspicious situations and provide detailed recommendations (Report to UIF, Cancel, etc.)
• Prepare all the investigation files to escalate it to the AML Forum (Comité de Comunicación y Control).
• Strengthen the AML Ops team to be aligned with the responsibilities we have as a financial institution.
• Sophisticated reporting to immediately inform money-laundering or terrorism financing activity to the relevant authorities (SHCP, CNBV, UIF, etc.).
• Perform quality reviews, evaluate process deficiencies, analyze control measures, enhance reporting capabilities and recommend corrective actions while satisfying regulatory requirements.
• Conduct thorough investigations in order to detect risky customers by evaluating the customers’ risk profiles and processing them accordingly (enhanced due diligence, customer due diligence, etc.).
• Provide advice on sanctions and other screening processes such as KYC. 
• Collaborate with cross-functional areas (including legal, compliance, and risk management, among others)  to minimize money-laundering risks to the business
• Support the discard operation in binding lists.
• Apply FIU typologies.
• Involvement in the implementation of the regulatory framework that will contribute to Nu Mexico's growth plan.
• Stay current with AML/FT laws, regulations, and industry standards to ensure our practices remain compliant.

Qualifications:

• You are detail-oriented, diligent, organized and enjoy operational activities. 
• You have excellent reporting skills, particularly for regulatory reporting.
• You are a proactive, autonomous person and have an interest in owning your operational routines and creating processes and improving them, but at the same time, understand that there are bureaucracies in the regulatory activities that need to be followed. 
• You are able to meet deadlines and to be flexible to adapt to changing conditions.
• You can communicate clearly, succinctly and effectively. 
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