Senior Software Engineer, Identity & Trust

THE WORK:

At Ripple, The Identity & Trust Platform is proposed as the foundation to enable the "One Ripple" vision. Its goal is to solve identity problems across all products and acquisitions by establishing a single system of record for customers, users and their identities. This platform will decouple operational identity from legacy systems, unify compliance and verification context (such as shared KYB readiness), and define a shared entitlements layer for consistent product access.

We are looking for a Senior Software Engineer who is passionate about tackling complex, foundational problems and driven to design and implement robust, scalable features that contribute to the unified customer experience for all of Ripple's current and future products.

WHAT YOU’LL DO:

• Design and develop distributed, cloud-native backend services that power key features within the Identity and Trust Platform.
• Define and implement the foundational data model and APIs that serve as the single system of record for customers, entities, and users within your area of ownership.
• Drive the strategic implementation of identity and customer lifecycle logic migrated out of legacy systems into resilient, observable, and Identity Platform-first services.
• Implement the core platform capabilities, including components of the unified entitlements layer and shared compliance context.
• Partner with Product, Compliance, and other engineering teams to champion standard integration patterns and contracts for the platform.
• Champion engineering excellence in architecture, code quality, testing, and operational practices.
• Serve as a mentor to help grow junior members of the foundational platform team.

WHAT YOU'LL BRING: 

• 5+ years experience in Software Engineering, with a deep focus on backend systems.
• Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems.
• Proven track record designing and delivering complex features within large-scale systems in complex, regulated environments.
• Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts.
• Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
• Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature-level migration efforts.
• Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross-team decisions.

Preferred (But Not Required):

• Experience with our current stack: Java + Spring Boot. We welcome candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
• Experience with event-driven architecture (Kafka, SNS/SQS, etc.), essential for building a decoupled and resilient platform.
• Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems.