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Lead / Manager

Risk & Control Manager, Fixed Term Contract

Confirmed live in the last 24 hours

Monzo

Monzo

Cardiff, London or Remote (UK)
Remote
Posted March 23, 2026

Job Description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️


 

London or Remote UK | up to £85,000 + Benefits

⭐️ Our Risk and Controls team

Like any other regulated bank, we need to make sure we are managing our risks and controls, and are fully compliant with regulation. But at Monzo, we want to do so while continuing with our agile “test and learn” approach to launching products our customers love. We are looking for a Risk & Controls Manager to help our 2LOD Enterprise Risk Team and 1LOD Risk & Control Discipline partner with Habito stakeholders to ensure we successfully roll-out and embed our risk management framework and change controls across the company.

The Role

As a Risk & Control Manager on a 12 month fixed term contract, you will use your passion for risk and control to support our integration with Habito across all components of our risk framework. Monzo is a fast-paced and ever changing environment: flexibility, and openness to pivot and focus on different components of our risk frameworks is a must.

Teams across the first line in Monzo seek guidance from the Risk & Control Discipline on how to ensure they are compliant with regulations and Monzo’s Enterprise Risk Management Framework and they also rely on us to create a risk aware culture that distinguishes Monzo in both banking and technology. Within the Habito integration plan, you will lead the way in creating our approach for real-time risk management by accurately identifying and documenting risks, issues and controls, and also setting the standard on our consumer duty integration activities.

You’ll play a key role by...

  • Helping to innovate and improve the embedding of existing of change, governance and risk management process to ensure they work for Habito
  • Supporting Habito to develop and improve controls that protect our customer and business needs now and in the future
  • Manage and report on Habito' risk and control environment (risks, controls, issues, incidents, remedial actions, etc.) across both product and operational support domains
  • Help embed robust regulatory, conduct, and operational risk practices and culture 
  • Identify and set up appropriate risk appetite metrics and embed reporting of these for Habito
  • Foster positive and collaborative relationships across the three lines of defence

We’d love to hear from you if…

  • You have considerable risk and control experience, across operational and conduct risk in a regulated environment
  • You have a demonstrable ability to lead risk assessments, with a data-led approach to risk identification, assessment and treatment
  • You have an understanding of how risk frameworks work in practice
  • You have experience with issue and action ma
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