Credit Analyst- Accounts Receivable

At Roche you can show up as yourself, embraced for the unique qualities you bring. Our culture encourages personal expression, open dialogue, and genuine connections,  where you are valued, accepted and respected for who you are, allowing you to thrive both personally and professionally. This is how we aim to prevent, stop and cure diseases and ensure everyone has access to healthcare today and for generations to come. Join Roche, where every voice matters.

The Position

The Opportunity:

As a Credit Analyst - Accounts Receivable based in our Americas Shared Service Center (SSC) in Costa Rica, you will play a critical role in safeguarding the company’s financial assets while enabling business growth. Your primary focus will be on advanced credit risk assessment and order management, ensuring that our commercial activities are backed by sound financial analysis.

Your key responsibilities will include:

• Financial Credit Analysis: Perform evaluations of customer financial statements to assess creditworthiness. You will determine appropriate credit limits and risk categories, ensuring that Roche’s exposure is aligned with global credit policies.

• Strategic Order Management: Lead the Customer Order Release process, making critical decisions on held orders based on real-time credit data and payment history. (Note: On-call availability outside working hours at least once a month may be required for urgent business needs).

• Master Data Governance: Maintain and optimize customer credit master data to ensure accurate system-driven controls and reporting.

• Financial Operations: Coordinate stringent financial tasks including manual corrections, posting and reconciling AR transactions, and maintaining a strong working knowledge of cash application and suspense account clearing.

• Continuous Improvement: Proactively propose system and process enhancements to streamline credit workflows and improve the overall performance and risk-mitigation capabilities of the SSC.

• Collaboration & Communication: Handle complex inquiries from stakeholders in a timely manner. Provide guidance to team members, foster a collaborative environment, and support cross-functional projects as the business evolves.

Who you are:

• Education: University or College degree with a concentration in Finance or Accounting or related field.

• Experience: 3–5 years of experience in Finance and Accounting, with a proven track record in Credit Analysis or Risk Management.

• Technical Skills: * Advanced ability to interpret financial statements (Balance Sheets, P&L, Cash Flow).

  • Solid understanding of operational accounting and Finance Shared Services workflows.

  • Experience with SAP and BlackLine is highly desirable.

• Languages: Fluency in English and Spanish is required; Portuguese is preferred.

• Core Competencies: * Strong presentation and analytical skills with high attention to detail.

  • Ability to work independently, manage tight deadlines, and "manage up" effectively.

  • Excellent customer service focus and stakeholder management abilities.

Relocation benefits are not available for this job posting.

Who we are

A healthier future drives us to innovate. Together, more than 100’000 employees across the globe are dedicated to advance science, ensuring everyone has access to healthcare today and for generations to come. Our efforts result in more than 26 million people treated with our medicines and over 30 billion tests conducted using our Diagnostics products. We empower each other to explore new possibilities, foster creativity, and keep our ambitions high, so we can deliver life-changing healthcare solutions that make a global impact.

Let’s build a healthier future, together.

Roche is an Equal Opportunity Employer.