About the role

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.

The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.

Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management.

We are looking for a Senior Payment Settlement Specialist, If you feel at home with SWIFT, Europen payments schemes, and UK payment systems, and you're detail-oriented, responsible, and driven to deliver excellent service to clients, this role could be the perfect fit for you.

What You'll Be Doing

Execute, verify, and process domestic and international payment transactions accurately and within agreed timelines.
Handle payment investigations, inquiries, returns, and recalls by communicating with correspondent banks and payment partners.
Support internal stakeholders, payment intermediaries, and clients with settlement-related questions and operational issues.
Monitor correspondent bank accounts and liquidity positions to ensure efficient payment processing and timely settlement.
Perform reconciliations, balance checks, and end-of-day controls to maintain the accuracy and integrity of financial records.
Help maintain high service standards for fintech and business clients by ensuring reliable and efficient payment operations.
Verify and record treasury transactions, ensuring accuracy and compliance with financial standards.

What You'll Bring

Previous experience in payments, settlements, banking operations, treasury operations, or a similar financial services environment.
Good understanding of payment schemes and networks, including SWIFT, Europen payments schemes, and UK payment schemes.
High attention to detail, accountability, and a structured approach to work.
Ability to work independently, take ownership, and drive continuous improvement.
Strong communication and collaboration skills to work effectively with internal teams, clients, and external partners.
Excellent written and spoken English, as English is the primary language used in daily work.
Interest in the payments ecosystem and motivation to contribute to its development and efficiency.

Some of our benefits (only applicable to UK based roles not Internship programmes)

Competitive salary &lots of opportunities to learn, grow and progress professionally.
Open and inclusive culture.
Hybrid working.
Fantastic offices and great working environment.
Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)
Health cash Plan (Medicash health plan Level 3)
6% employer pension contribution.
Life assurance – 4 x salary.
Income protection insurance – 75%
28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year.
Swap public/bank holidays each year for alternative days that align with your personal, cultural, or religious observances.
Enhanced family friendly and family forming policies.
Access to a wide range of retail discounts.
Team Socials.

Skills & Tags

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Aplyr's read

LHV Bank is an Estonian financial services innovator, attracting tech-savvy professionals eager to shape the future of banking, investment, and insurance.
Synthesized from recent postings & public sources

What's promising

•LHV Bank is renowned for its innovative use of technology in financial services.
•The company offers diverse career opportunities across banking, investment, and insurance.
•LHV Bank is based in Estonia, a hub for digital innovation and fintech growth.

What to watch

•LHV Bank's market presence is largely limited to Estonia, which may limit global career opportunities.
•The company operates in a highly competitive fintech environment, posing challenges for sustained growth.
•Rapid technological changes require constant adaptation, which can be demanding for employees.

Why LHV Bank

•LHV Bank integrates cutting-edge technology into its financial services, setting it apart from traditional banks.
•The company offers a wide range of roles focused on innovative banking solutions.
•LHV Bank's location in Estonia positions it at the forefront of Europe's digital finance landscape.

Aplyr’s read is generated by AI from public sources. Was it useful?

About LHV Bank

LHV Bank

lhv.ee

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LHV is a financial services company based in Estonia, offering banking, investment, and insurance services. It is known for its innovative approach to finance and technology.