Financial Institutions Credit Officer 100% (f/m/d)

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

Responsible for all credit risk aspects of a Financial Institutions portfolio of domestic and international professional counterparties (incl. funds, brokers, corporates). Assess, analyse and structure credit requests / transactions. This includes providing detailed risk assessment of counterparties and products. Ensure that proper risk standards are implemented and adhered to at all time. Provide credit service to internal clients and work hand-in-hand with Treasury and Trading units/first line of defense to customise appropriate solutions.

YOUR CHALLENGE

• Analysis and assessment of counterparties and exposures (e.g. OTC derivatives)

• Assessment of counterparty with regards to structural, legal & compliance and reputational risk

• Determination of risk rating for counterparty

• Preparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount)

• Regular review of approved limits within the assigned portfolio

• Ongoing monitoring of credit exposure; resolving of collateral shortfalls and resolving limit excesses, including issuance of margin calls

• Administration duties within the portfolio, e.g. updating and maintaining hierarchies of group companies, payment releases and proper credit documentation

• Deputize other Credit Officers in their absence

• Support relationship managers in all credit related matters and establish regular and proactive contact

• Contribution in credit related projects and process improvements

• Work with legal to support negotiations of standard trading agreements (e.g. ISDA/CSA, GMSLA, GMRA)

• Support the calculation of the Expected Credit Losses (ECL) for the Treasury book

YOUR PROFILE

• University degree (Business Administration or Economics) or similar education or professional work qualification acquired

• At least 5 years of experience in credit risk management Financial Institutions or corporate- / investment banking

• Derivatives product know-how; Fixed Income Research background would be a plus

• Good knowledge of MS Office, PowerBI and other analytical tools

• Independent, efficient and meticulous work method

• Strong analytical skills, developed awareness in credit, legal and reputational issues

• Personality with good organizational and operational skills and ability to work under pressure

• Sense of integrity, discretion and solution oriented

• Team player with entrepreneurial thinking, perseverance and persistence

• Excellent communication skills

• Fluent in English, knowledge of German is an advantage

We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site.

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