Senior Enterprise Architect

End Date

Thursday 23 April 2026

Salary Range

£92,701 - £109,060

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

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Job Description

JOB TITLE: Senior Enterprise Architect (Credit Cards)

SALARY: £93,000 -  £109,000

LOCATION: Manchester, Bristol, Edinburgh or Leeds

HOURS: Full-time, 35 hours per week

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of the above office sites

About this opportunity

We’re looking for an experienced Enterprise Architect to join our Consumer & Digital Architecture team. In this pivotal role, you’ll influence Group-wide technology direction, working at the intersection of business strategy, technology design and delivery across major consumer journeys such as current accounts, savings and credit cards. You’ll help define the capabilities required for long-term success, aligning platform and cards architecture with Lloyds Banking Group’s strategic ambitions.

You’ll join a Consumer & Digital Architecture business unit aligned to your skills and experience, working across complex platforms that support a large and diverse customer base, including high-scale, highly regulated cards and payments ecosystems.

Could you shape the technology strategy that underpins digital experiences for millions of customers across the UK, including critical cards and payments platforms?

Day to day, you will…

• Drive the strategic direction of architecture across Consumer & Digital platforms
• Define, uphold and communicate Technology Strategy aligned to Group priorities
• Act as a trusted advisor and internal consultant to Technology and Business Platform Leads
• Translate business strategy into clear architectural roadmaps and feasible delivery plans
• Provide architectural oversight across cloud, APIs, integration, event-driven and traditional platforms
• Shape solutions that balance innovation, governance, security, resilience and regulatory compliance
• Influence senior stakeholders through clear storytelling, impactful communication and thought leadership
• Support organisational change by converting architectural models into actionable programmes of work
• Champion agile, digital-first principles and a culture of continuous improvement

What you’ll need…

• Proven experience in Enterprise Architecture, ideally within large-scale consumer or retail platforms, with experience in cards and payments domains (including credit cards) being highly desirable.
• Experience shaping strategy and roadmaps within complex, large-scale organisations
• Strong understanding of modern technology including microservices, APIs, hybrid cloud, CI/CD and DevOps
• Ability to translate architectural vision into delivery-focused outcomes that improve business performance
• Experience working in regulated environments, with strong awareness of non-functional requirements
• Confidence influencing at all levels, including senior and executive stakeholders
• Excellent communication skills, able to engage both technical and non-technical audiences

• Strong understanding and willingness to learn emerging technologies such as Generative AI and their real-world business application
 

And any experience of these would be really useful:

• Domain-driven design, event-driven architectures and modern data platforms
• Public and private cloud technologies and cloud service providers
• Cyber security, resilience by design and sustainable technology practices
• Driving innovation and continuous improvement within architecture or technology functions

About working for us
We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.