About the role

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

Job Description

We’re looking for an early-career (or equivalent experience) Product Designer to join our small, but mighty, design team. You’ll play a key role in shaping the customer experience at Perpay—bringing design thinking, strong visuals, and motion skills to the table. If you're equal parts product thinker and pixel perfectionist, and you thrive in fast-moving, hands-on environments, we want to hear from you.

What You'll Do

Contribute to design projects that directly impact our customers’ financial lives
Apply design thinking methodologies to solve user and business problems
Collaborate with product, engineering, brand, and marketing partners to ship experiences that are useful, beautiful, and on-brand
Bring designs to life through high-quality visual work, motion design, and attention to micro-interactions
Support research initiatives by contributing to planning, synthesizing insights, and applying findings to your designs
Uphold and apply our design system and visual language across platforms
Take initiative and drive work forward even when things are ambiguous—we’re looking for someone with grit and a hustle mentality

What We're Looking For

0–2 years of experience in product design (internships, freelance, or academic projects all count!)
A strong portfolio that demonstrates both product thinking and visual craft
Graphic design and motion design skills—bonus if you’ve worked on marketing assets or brand-related design
A desire to grow within a collaborative team and openness to feedback
A builder’s mindset—you’re excited to own problems and turn ideas into shipped solutions
Comfortable working with established design systems, while knowing when to stretch them
Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
Familiarity with artificial intelligence tools that a designer can leverage
Passion for our purpose of creating access to credit and helping our customers build credit

What We’ll Bring to Full-time Team Members:

Meaningful compensation and equity
Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
4% employer 401k match
Unlimited PTO policy
Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
High quality catered lunch by local chefs, 4 days / week
Gym subsidy
Paid cell phone + plan
Student loan repayment program
Relocation assistance
Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

Skills & Tags

ai product design marketing

Aplyr's read

Perpay is a fintech innovator enabling consumers to buy now and pay later without traditional credit, attracting tech-savvy professionals in software and data science.
Synthesized from recent postings & public sources

What's promising

•Perpay offers a unique credit-free purchasing platform, appealing to consumers with limited credit access.
•The company is expanding its tech team, indicating growth and investment in innovation.
•Perpay's model supports financial inclusivity, resonating with socially conscious job seekers.

What to watch

•Competition in the buy-now-pay-later space is intense, posing market share challenges.
•Limited public information about Perpay's long-term profitability and financial stability.
•Regulatory scrutiny on fintech could impact Perpay's operational flexibility.

Why Perpay

•Perpay eliminates the need for traditional credit checks, differentiating it from many competitors.
•The company's focus on consumer-friendly payment solutions sets it apart in fintech.
•Perpay's recruitment of diverse engineering roles suggests a commitment to technological advancement.

Aplyr’s read is generated by AI from public sources. Was it useful?

About Perpay

Perpay

perpay.com

View company

Perpay Inc is a financial technology company that provides a platform for consumers to purchase products and pay for them over time, without the need for traditional credit.