Credit Analyst

At Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to innovate across the full spectrum of healthcare solutions today to deliver the breakthroughs of tomorrow, and profoundly impact health for humanity. Learn more at jnj.com.

As guided by Our Credo, Johnson & Johnson is responsible to our employees who work with us throughout the world. We provide an inclusive work environment where each person is considered as an individual. At Johnson & Johnson, we respect the diversity and dignity of our employees and recognize their merit.

Job Function:

Finance

Job Sub Function:

AP/AR

Job Category:

Professional

All Job Posting Locations:

Taguig, National Capital Region (Manila), Philippines

Job Description:

About the Role:

As a Credit Analyst – Invoice to Cash, you will play a key role in managing customer credit risk and supporting the Global Credit Management Team in Johnson & Johnson. You will work closely with internal teams across the Asia Pacific and/or EMEA regions to ensure healthy cash flow and compliance with credit policies. You will be reporting directly to the Invoice to Cash Team Lead.

 

This is an excellent opportunity to gain hands-on experience in corporate finance, stakeholder relationship management, and global operations.

 

Key Responsibilities:

Understand and apply Johnson & Johnson’s CREDO and Leadership Imperatives in day-to-day interactions with team.

Evaluate customer credit applications and assess creditworthiness using internal tools and financial data.
Monitor customer accounts and ensure timely follow-up on outstanding invoices.
Support the sales order release process by ensuring accounts are within approved credit limits.
Help maintain and update customer credit master data in the system.
Assist in preparing credit risk reports and analysis for internal stakeholders.
Coordinate with the Collections, Sales, and Customer Service teams to resolve payment issues and disputes.

Assists in the development of accurate and timely financial deliverables and records, in alignment with financial controls.

Does simple trend analysis to support continuous improvement efforts for the organization's AP/AR strategy.
Ensure compliance with internal credit policies and external regulatory requirements.

 

Qualifications:
Bachelor’s degree in Finance, Accounting, Business Administration, or any related course (open to fresh graduates)
Strong analytical and numerical skills.
Good communication and interpersonal skills.
Proficient in Microsoft Excel (knowledge of VLOOKUP, PivotTables is a plus).
Detail-oriented and highly organized.
Eagerness to learn and grow in a fast-paced, multinational environment.

 

Nice to Have (but not required):
Previous experience in finance, accounting, or credit.
Familiarity with SAP, Oracle, or other ERP systems.
Exposure to collections, credit review, or accounts receivable.
 

 

Why Join Us?
Gain exposure to regional operations in a multinational setup.
Learn the fundamentals of credit risk, customer finance, and invoice-to-cash processes.
Be part of a supportive and collaborative team that invests in your growth.

 

 

Required Skills:

 

 

Preferred Skills: