About the role

Aplyr's Quick Take

This role is about managing and developing Open Banking services at LHV Bank, focusing on compliance, operational performance, and customer value. It's a hands-on position that requires collaboration with various teams to enhance banking capabilities and ensure smooth delivery of services.

Good fit

Ideal candidates have experience in product management, particularly in financial services or tech, and are comfortable with both technical aspects and customer-facing solutions. A proactive, collaborative working style will thrive in this small, high-ownership team.

Worth noting

The role emphasizes a shift from compliance to customer value, which may appeal to those looking to innovate in the banking sector. The spec is vague on specific day-to-day tasks, so expect some ambiguity in responsibilities.

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.

The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.

Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards. Customers can conveniently access these services through the LHV App, enabling secure account opening and management.

Role Purpose

We are looking for an Open Banking Product Manager who will own and develop the bank’s Open Banking capabilities (AIS & PIS), ensuring regulatory compliance, strong governance and reliable operational performance. You will be responsible for Driving the evolution of Open Banking from compliance-led delivery to customer and commercial value, improving implementation quality, technical understanding and customer outcomes.

This is a hands one role where you are responsible for platform capabilities (APIs, consent, authentication and integrations), operational performance (availability, incidents, reliability), regulatory reporting and controls, and vendor/partner management. Overseeing customer-facing Open Banking use cases (e.g. payments, deposits) and identify opportunities to enhance the proposition.

This is also a collaborative role where you will work closely work closely with Engineering, Operations, Risk and Compliance to deliver scalable, customer-ready solutions. As part of a small, high ownership team, flexibility and support across other product areas is expected.

Key Responsibilities:

Product Ownership & Delivery:

Own end-to-end delivery and prioritisation
Define problems, outcomes and success metrics
Make informed trade-offs and drive through to optimisation

Performance & Operations:

Monitor performance (availability, errors, usage)
Lead incident management with Engineering and vendors
Continuously improve reliability

Engineering Partnership:

Collaborate on APIs, consent, authentication and integrations
Contribute to solution design and scalability

Customer & Proposition:

Use data and insight to identify customer needs
Enhance the proposition beyond compliance

Strategy & Roadmap:

Own roadmap and align with wider product strategy
Track regulation, market trends and innovation opportunities

Platform & Partner Management:

Manage vendors and platform performance
Ensure scalable, effective solutions

Regulatory & Governance:

Ensure compliance with Open Banking regulation
Maintain strong controls, testing and audit readiness

Stakeholder Collaboration:

Align Engineering, Risk, Compliance, Operations and Product teams
Communicate clearly and drive delivery

Skills & Experience

Significant experience within Open Banking expertise (AIS & PIS)
API and integration knowledge
UK financial services experience
Proven delivery of Open Banking solutions
Vendor management experience
Strong product management and technical fluency
Clear communication and ownership mindset

Some of our benefits (only applicable to UK based roles not Internship programmes)

Competitive salary &lots of opportunities to learn, grow and progress professionally.
Open and inclusive culture.
Hybrid working.
Fantastic offices and great working environment.
Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)
Health cash Plan (Medicash health plan Level 3)
6% employer pension contribution.
Life assurance – 4 x salary.
Income protection insurance – 75%
28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year.
Swap public/bank holidays each year for alternative days that align with your personal, cultural, or religious observances.
Enhanced family friendly and family forming policies.
Access to a wide range of retail discounts.
Team Socials.

Skills & Tags

go ai data product design

Aplyr's read

LHV Bank is an Estonian financial services innovator, attracting tech-savvy professionals eager to shape the future of banking, investment, and insurance.
Synthesized from recent postings & public sources

What's promising

•LHV Bank is renowned for its innovative use of technology in financial services.
•The company offers diverse career opportunities across banking, investment, and insurance.
•LHV Bank is based in Estonia, a hub for digital innovation and fintech growth.

What to watch

•LHV Bank's market presence is largely limited to Estonia, which may limit global career opportunities.
•The company operates in a highly competitive fintech environment, posing challenges for sustained growth.
•Rapid technological changes require constant adaptation, which can be demanding for employees.

Why LHV Bank

•LHV Bank integrates cutting-edge technology into its financial services, setting it apart from traditional banks.
•The company offers a wide range of roles focused on innovative banking solutions.
•LHV Bank's location in Estonia positions it at the forefront of Europe's digital finance landscape.

Aplyr’s read is generated by AI from public sources. Was it useful?

About LHV Bank

LHV Bank

lhv.ee

View company

LHV is a financial services company based in Estonia, offering banking, investment, and insurance services. It is known for its innovative approach to finance and technology.