About the role
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Main Responsibilities
Monitor covenants, credit ratings, market events, sector trends and client performance as part of ongoing portfolio monitoring duties. Ensure no overdue accounts.
Prepare periodic sector reports, stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility) and support Ml for Credit Committee.
Conduct product suitability reviews for new and existing clients in accordance with MUFG's established policies and procedures.
Support the continuous development of regional/global credit risk frameworks, including the resolution of complex credit processes or credit operational issues.
Provide support to credit-related improvement projects and initiatives, incl. the update of credit policies and procedures to ensure compliance with all applicable regulations.
Support in internal and external audits (Credit Examination, JFSA /MAS / BoJ /RBI/ Statutory etc.) by coordinating activities for the department; maintain credit files.
Maintain good working knowledge of industry trends, products, relevant laws and regulations. Adhere to all company policies as well as guidelines.
Support Corporates and Financial Institution (FI) portfolio monitoring, including exposure tracking, credit developments, and regulatory-driven requirements.
Work closely with the existing MGS Middle Office team to ensure efficient allocation of tasks, knowledge sharing, and alignment of processes, particularly for credit monitoring activities (e.g. covenant monitoring, conditions, instructions etc.)
Utilize tools such as MS Access, FIS & MS Excel (where applicable) for data tracking, monitoring, and reporting activities.
Candidate Profile
Minimum 3 to 5 years' experience in corporate and/or investment banking covering the APAC region.
The candidate should possess a degree in Accounting, Finance and/or engineering science. Having relevant post-graduate qualifications and/or professional qualifications such as CA / CFA / FRM will be an added advantage.
Prior experience in Financial Institution (FI) operations or credit support is preferred.
Hands-on experience in credit monitoring is highly desirable.
Must be proficient in Excel and other MS Office applications. Prior experience in FIS is an added advantage.
Other required skill sets include problem-solving with an innovative and pragmatic approach, good interpersonal skills and collaborative mindset, the ability to work independently and under time pressure, multi-tasking while being able to maintain attention on details with high accuracy; ability to analyze and interpret large datasets.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
Aplyr's read
Mitsubishi UFJ Financial Group is a cornerstone of Japan's financial sector, attracting professionals in banking, asset management, and global markets operations.
What's promising
- •MUFG offers diverse career paths across multiple financial services sectors.
- •The company is a leader in Japan's financial market, providing stability.
- •Recent roles show a focus on technology and compliance, indicating growth areas.
What to watch
- •Limited public information about work-life balance within the company.
- •The financial sector faces regulatory challenges that may impact operations.
- •Global economic shifts could affect MUFG's international business strategies.
Why Mitsubishi UFG
- •MUFG is one of the largest financial groups in Japan, influencing the market.
- •The company has a strong emphasis on integrating technology in financial services.
- •MUFG's global presence offers international career opportunities for employees.
Aplyr’s read is generated by AI from public sources. Was it useful?
About Mitsubishi UFG
三菱UFJフィナンシャル・グループ (MUFG) is a leading financial group in Japan, providing a wide range of financial services including banking, trust banking, securities, credit cards, and asset management.
