About the role

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Finance team

The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.

About the team

We are seeking a highly analytical and strategic finance leader to join the Strategic Finance team, supporting our Horizontal business lines.

Strategic Finance plays a central role in shaping company strategy, enabling executive decision-making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high-impact, lean team with broad cross-functional ownership. The role will own consolidated top line forecasting across users and the loan portfolio, and partner closely with Analytics, Credit, Capital, and Investor Relations to develop a cohesive narrative on portfolio performance. You will operate as a strategic thought partner to senior leadership, leading critical workstreams across planning, forecasting, and performance management. The role will proactively generate insights that cut through ambiguity, drive action, and inform innovation, while shaping high-impact decisions and identifying opportunities to scale the business efficiently and profitably.

What you'll do

Serve as the primary finance partner to Credit, Capital, Product, and Investor Relations, representing Revenue Finance in key forums and driving alignment on performance and priorities
Build and own assumption-driven User and portfolio loan mix models by partnering cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics
Monitor performance against forecast across portfolio, user, and segment levels; diagnose variances, identify root causes, and deliver forward-looking insights on user trends and the overall loan portfolio to inform adjustments and drive action
Own consolidated reporting across Top of Funnel, Conversion, Users, Volume, and Loan Mix; synthesize key drivers including mix, credit, pricing, and commercial impacts
Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications to inform business and investment decisions
Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align cross-functional stakeholders

What we look for

Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills
8+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes
Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions
Experience partnering with senior stakeholders and influencing decisions across cross-functional teams
Expert in financial modeling; working knowledge of SQL and experience with data visualization tools (e.g., Sigma or similar) preferred
Nice to Have
- Familiarity with fintech, lending and payments business model
- Experience leveraging AI-driven tools (e.g., Cursor, Claude Code) to enhance analytical workflows and insight generation

Pay Grade - M
Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year: $145,000 - $205,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Skills & Tags

ai data analytics product

Aplyr's read

Affirm is reshaping consumer finance with transparent BNPL solutions, attracting tech-savvy professionals focused on innovation and responsible spending.
Synthesized from recent postings & public sources

What's promising

•Affirm offers flexible, transparent payment solutions that appeal to a broad consumer base.
•The company is expanding rapidly, creating numerous opportunities for career growth.
•Affirm's focus on responsible spending aligns with growing consumer demand for ethical financial products.

What to watch

•Affirm faces intense competition from other BNPL providers and traditional financial institutions.
•Regulatory scrutiny on BNPL services may impact Affirm's operations and growth.
•The company's profitability is uncertain as it prioritizes growth over immediate financial returns.

Why Affirm

•Affirm's commitment to transparency sets it apart in the BNPL market.
•The company emphasizes ethical spending, which differentiates it from many financial services.
•Affirm's technology-driven approach to finance attracts top-tier engineering talent.

Aplyr’s read is generated by AI from public sources. Was it useful?

About Affirm

Affirm

affirm.com

View company

Affirm is a financial technology company that provides point-of-sale financing and buy now, pay later (BNPL) solutions to consumers and merchants. By offering transparent payment options, Affirm aims to enhance the shopping experience while promoting responsible spending.