Senior Product Manager, Lending
Confirmed live in the last 24 hours
Pathward
Compensation
$86,000 - $145,000/year
Job Description
We are a hybrid, remote-office company dedicated to growing our talent anywhere!
We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.
At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.
We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
Senior Product Manager – Lending
Build the Future of Lending
As a Senior Product Manager, you will shape and scale modern lending products inside a regulated banking environment - rethinking how loans are originated, decisioned, and delivered. This role is about creating durable, intelligent products that unlock growth, improve credit quality, and remove friction across the lending lifecycle.
You'll work on initiatives that are bigger than any one team - modernizing workflows, integrating AI, simplifying complexity, and designing systems that enable scale.
If you're energized by solving meaningful problems in financial services and want to help redefine what a modern lending platform can look like, this role is for you.
What You'll Own
- Define and drive product strategy for high-impact lending products.
- Translate ambiguous business goals into clear product vision and measurable outcomes.
- Apply Jobs-to-be-Done thinking and systems-level problem solving to uncover real customer and operational pain points.
- Lead discovery, experimentation, and validation before committing to build.
- Design products that balance innovation with regulatory and risk expectations in a banking environment.
- Partner deeply with technology, credit, operations, and compliance to deliver scalable, high-impact products.
- Leverage AI and modern tooling to improve decisioning, automation, data visibility, and workflow efficiency.
- Continuously measure impact and iterate based on outcomes.
Who You Are
- 5+ years in product management, ideally within fintech, lending, embedded finance, or regulated financial services.
- Direct experience with consumer or commercial lending programs, including familiarity with loan origination, underwriting workflows, and servicing lifecycles.
- Demonstrated understanding of government-guaranteed lending programs (e.g., SBA 7(a), 504, USDA) and commercial lending products such as working capital and equipment finance.
- Experience supporting or building fintech lending products, including partnerships with third-party originators, embedded lending platforms, or BaaS lending models.
- A strategic thinker who sees systems, not just features.
- Comfortable working with AI, APIs, automation tools, and modern product platforms.
- Energized by ambiguity and motivated by building products that meaningfully change how work gets done.
- Able to challenge assumptions and think beyond traditional banking processes.
- Outcome-driven and intellectually curious.
- Collaborative and influential across executive, technical, and operational audiences.
The responsibilities listed above are not all inclusive and may be changed at any time.
Salary range: $86,000 – $145,000
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualification
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