Finance Analyst, Consumer Lending

End Date

Monday 13 July 2026

Salary Range

£44,901 - £49,890

We support flexible working – click here for more information on flexible working options

Flexible Working Options

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Job Description Summary

This is an exciting opportunity to influence business performance within our Transport businesses, working closely with senior leaders and Finance Business Partners to support decision-making and strategic delivery.

Job Description

JOB TITLE: Finance Analyst, Consumer Lending

SALARY: As per range

LOCATION: Cardiff Temple Court

ADDITIONAL LOCATIONS: Bristol Harbourside, Chester, Leeds

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

The Transport business is undergoing significant transformation, modernising customer platforms while navigating major industry changes, including the transition to electric vehicles and evolving market conditions.

As part of the Planning & Performance Reporting team, you'll help deliver the insights, reporting and planning that support strategic decision-making across Transport and Retail Finance. It's a great opportunity to partner with senior stakeholders, influence business outcomes, and gain exposure to a fast-changing and highly visible area of the business!

What you’ll be doing:

The role includes:

• Communicating the narrative of the business’s performance and assisting in projecting future business results through the planning process.

• Delivering insightful, high-quality month-end reporting, ensuring robust controls, and serving as a specialist in management accounting.

• Developing a broad network of contacts across Finance, with collaboration between teams being crucial to your success in this role.

• Meeting individual and team objectives while investing in your personal development by improving your skills and capabilities.

Why join us?

If you think all banks are the same, you’re wrong. We’re a pioneering, fast-changing business that’s shaping finance as a force for good. If you’re after a role where you can have an impact and do the best work of your career, you’ve just found it.

What we’re looking for:

• Qualified or in the final year as an accountant (ACA or equivalent experience, ACCA, CIMA).

• 12 months or more experience analysing performance and explaining drivers in movement with senior colleagues.

• 12 months or more experience maintaining strong financial control at the core of finance activities.

• The ability to demonstrate continuous improvements achieved to current processes, illustrating curiosity and the ability challenge the status quo.

• A high collaborator who enjoys engaging with people from various areas.

And any experience of these would be really useful:

• Experience in Planning/Budgeting in a Business Context.

• Experience in Monthly Performance Reporting.

• Financial Services background.

• Confidence in using Excel/PowerPoint and other Microsoft applications.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We want to ensure all our candidates have the opportunity to shine. Please let us know if there is anything we can do to make the sure the assessment process works for you.

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 28 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you’ll learn and thrive? Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.