About the role

Aplyr's Quick Take

This role is primarily about supporting the underwriting process for asset-based lending in the healthcare sector. You'll analyze financial statements, assist in deal structuring, and prepare documentation for loan approvals. It's an individual contributor role focused on financial analysis and client communication.

Good fit

Ideal candidates have a background in finance or banking, with experience in asset-based lending or financial analysis. Strong analytical skills and attention to detail are essential, along with the ability to communicate effectively with clients.

Worth noting

The role emphasizes collaboration with underwriters and portfolio managers, which may appeal to those who enjoy teamwork. However, the spec lacks clarity on specific day-to-day tasks and expectations.

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Key Responsibilities:

Assist UW with prescreening new business transactions including due diligence, analyzing and spreading financial statements, financial modeling, deal structuring, analyzing collateral, company research and sponsor.
Prepare prescreens and assist in underwriting packages.
Prepare yield analysis and Balance Sheet Forum packages.
Participate in Credit approval discussions and a knowledgeable deal owner.
Work with Underwriter to complete steps necessary for documentation and closing including reviewing loan agreement for accuracy, establishing financial covenants, and collecting all information needed for Closer.
System maintenance including Salesforce and Alloscape.
Communication with prospects and customers
Team with Treasury Management partners to establish bank accounts and other treasury services.
Time permitting, assist Portfolio Managers with PM Analyst duties.

Key Competences:

Knowledge of ABL loan structures, collateral management and borrowing base calculations with healthcare experience a plus
Strong attention to detail
Good organizational skills
Solid communication and interpersonal skills with ability to interact effectively with clients and teammates
Familiarity with regulatory and underwriting requirements related to healthcare ABL is a plus

Work Experience:

1-3 years of experience in asset-based lending, healthcare lending or financial analysis
Proficiency in financial systems and software, with advanced skills in Excel
Knowledge of ABL loan structures, collateral management and borrowing base calculations
Experience with loan management systems (Stucky, ACBS, etc.)

Education:

Bachelor's degree in accounting, finance or related areas

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Aplyr's read

Texas Capital Bank thrives on relationship banking, offering tailored financial services. It's a hub for professionals seeking growth in a dynamic banking environment.
Synthesized from recent postings & public sources

What's promising

•Strong focus on relationship banking enhances client satisfaction and retention.
•Recent roles indicate a commitment to innovation and technology integration.
•Expanding presence in Dallas/Fort Worth highlights regional growth opportunities.

What to watch

•Highly competitive banking industry may pressure profit margins.
•Limited public information about diversity and inclusion initiatives.
•Economic downturns could impact lending and investment services.

Why Texas Capital Bank

•Specialized roles in AI and risk analytics suggest a tech-forward approach.
•Emphasis on homebuilder and community finance reflects niche market focus.
•Offers a blend of traditional banking and innovative financial solutions.

Aplyr’s read is generated by AI from public sources. Was it useful?

About Texas Capital Bank

Texas Capital Bank

texascapitalbank.com

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Texas Capital Bank is a commercial bank that provides a range of financial services to individuals, businesses, and institutions. The bank focuses on relationship banking and offers services such as lending, treasury management, and investment services.