Director, Product Management - Open Finance (Lending & Credit Risk Solutions)

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Product Management - Open Finance (Lending & Credit Risk Solutions)

Role

Mastercard Open Finance enables smarter, faster, more inclusive lending and credit decisions. As Director of Product Management on the Lending team, you will:

• Define product and distribution strategies based on market dynamics, customer needs, and competitive insights; continually identify growth opportunities and determine prioritization
• Modernize Mastercard’s Consumer Reporting Agency (CRA) platform to ensure it is future ready, high performing, and optimized for rapid innovation
• Drive growth of Mastercard Credit Intelligence through Open Finance, expanding adoption and fueling new solution development
• Co create new lending and credit risk solutions with strategic partners, shaping differentiated, market leading offerings
• Embed Mastercard’s lending solutions within key platforms and ecosystems to make it seamless for lenders to access, adopt, and scale Mastercard capabilities

All About You

• Detail-oriented problem solver who converts customer needs, market trends, and competitive insights into clear priorities, product roadmaps, and API-based requirements
• Skilled communicator and collaborative leader who partners with engineering, data science, design, legal, and compliance teams to articulate and refine requirements, and drives disciplined execution of product roadmaps
• Commercially minded with a track record of bringing products successfully to market or experience forming scaled technology partnerships
• Familiarity with US lending regulations (e.g., FCRA, CFPB) and ecosystem participants (e.g., LOSs, POSs, bureaus) and how they translate into product requirements, risks, and opportunities is strongly encouraged
• Experience in product management, technical product management, product development, or product strategy required
• Expertise in lending, open finance, or adjacent banking and technology ecosystems in the US market required

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

Purchase, New York: $179,000 - $305,000 USD

Salt Lake City, Utah: $156,000 - $265,000 USD