About the role
Job Type:
PermanentBuild a brilliant future with Hiscox
Position: Underwriter, Terrorism
Reporting to: Head of US Terrorism
Location: Atlanta, Chicago
The Role:
Hiscox is an established market for Terrorism with a broad range of solutions including Active Shooter & Malicious Attack, Terrorism Liability, Sabotage, NCBR and Malicious Acts. We have a highly collaborative culture where your contribution is crucial to the ambitious goals of our growing US Business Unit. At Hiscox, we supply the resources and you’re expected to use them to write profitable business in a competitive environment. This is not a status quo P&C underwriting environment where the few carry the many. Here you will use your positive attitude, industry knowledge and ambition to create a pipeline of business, place good risks, and be a trusted advisor to Terrorism brokers.
What You’ll Be Doing:
Underwrite, price and negotiate accounts consistent with the quality of risk and according to the company’s strategy and guidelines for the Terrorism product line
Develop new relationships and increase productivity of existing relationships with wholesale and retail brokers
Drive flow of qualified new business submissions from appointed brokers
Maintain excellent customer service standards
Monitor product results and develop ideas to increase productivity and profitability
At times, 30% regional travel required including industry events and broker visits
Please provide a cover letter and resume which clearly communicates that you are the person to take on this challenge at Hiscox USA. Here are some of the requirements we would ideally like to see:
Experience in sales is ideal, and experience in insurance with established relationships with wholesale property and general liability brokers is a plus
Determination to succeed in a fast paced environment
Outgoing, driven, high attention to detail and results focused mentality
The ability to identify business needs
Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive
Excellent written and verbal communication skills
Strong interpersonal skills and ability to work independently in a collaborative environment
Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
B.A./B.S degree from an accredited College or University
Hiscox Values:
At Hiscox our spirit is in Challenging Convention and everything we do is guided by our Values.
Courage: Do the right thing however hard
Quality: World class where it matters
Integrity: True to our word
Excellence in Execution: Consistent, timely, efficient delivery
Human: Firm, fair and inclusive
What Hiscox USA Offers:
Competitive salary and bonus (based on personal & company performance)
401(k) with competitive company matching
Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
Company paid group term life, short- term disability and long-term disability coverage
24 Paid time off days, 2 Hiscox Days, 10 paid holidays, and ability to purchase 5 PTO days
Paid parental leave
4 week paid sabbatical after every 5 years of service
Financial Adoption Assistance and Medical Travel Reimbursement Programs
Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
Company paid subscription to Headspace to support employees’ mental health and wellbeing
Recipient of 2024 Cigna’s Well-Being Award for having a best-in-class health and wellness program
Dynamic, creative and values-driven culture
Modern and open office spaces, complimentary drinks
**Please note that this position is hybrid and requires two (2) days in our office weekly**
Salary range: $75-$100k
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
About Hiscox:
As an international specialist insurer, we are far removed from the world of mass market insurance products. Instead, we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.
We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.
Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.
Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch.
About Hiscox USA:
Hiscox USA was established in 2006 to focus on the needs underserved and specialty commercial clients via both the regional broker and direct distribution channels and is today the fastest-growing business unit within the Hiscox Group.
Today, Hiscox USA has a talent force of about 400 employees mostly operating out of 6 major cities - New York, Atlanta, Dallas, Chicago, Los Angeles and San Francisco. Hiscox USA offers a broad portfolio of commercial products, including technology, cyber & data risk, multiple professional liability lines, media, entertainment, management liability, crime, kidnap & ransom, commercial property and terrorism.
You can follow Hiscox on LinkedIn, Glassdoor and Instagram (@HiscoxInsurance)
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Work with amazing people and be part of a unique culture
Aplyr's read
Hiscox specializes in tailored insurance solutions, attracting professionals who thrive in dynamic environments focused on niche markets and innovation.
What's promising
- •Hiscox offers a diverse range of specialized insurance products, catering to unique business needs.
- •The company invests in technology, providing opportunities for tech roles like Data Scientist and Software Engineer.
- •Hiscox's global presence offers employees exposure to international markets and practices.
What to watch
- •The insurance industry faces regulatory challenges that can impact company operations.
- •Hiscox's focus on niche markets may limit broader career opportunities within the company.
- •Economic downturns can affect demand for specialty insurance products.
Why Hiscox
- •Hiscox is known for its focus on specialty insurance, differentiating it from general insurers.
- •The company emphasizes innovation in product offerings, appealing to creative professionals.
- •Hiscox's commitment to niche markets allows for targeted risk management strategies.
Aplyr’s read is generated by AI from public sources. Was it useful?
About Hiscox
Hiscox USA is a leading provider of specialty insurance products, offering a range of coverage options for businesses and individuals.
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