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Verified active · 21h ago

AM/ Manager - Risk & Decision Science

MeeshoMeesho·E-commerce

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~6 min

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Posted

273 days

01

About the role

About the Team

Would you like to be part of creating a unicorn within a unicorn? Solve some of the biggest challenges facing financial inclusion of Bharat? Well, then here’s your chance!Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. Just as Ant Financial did for Alibaba, and Mercado Pago did for Mercado Libre, our vision is to build financial services for Meesho, becoming our key growth and revenue driver.We have found our Product-Market Fit and built and proved 0-1 and 1-10 journeys, Now looking for someone who can be the founding member of 10-100-1000 journey and this is possibly one of the most exciting and enriching experiences one could consider in their career.As a Financial Services team, we always look at the bottom line. And the bottom line is - in this team, you should expect to have fun as you learn and grow.
About the Role
Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage?
The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions.
In the early phases, your role will focus on refining initially implemented policy by Analyzing and Designing credit policies using Meesho platform data, bureau data, alternate data. Creating Scorecards and models for approval.
Designing experiments to test cohort behavior and experimental policies.
Automate reporting and tracking of the portfolio on multiple levels , Ops performance measures, key performance indicators and associated drivers.
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Aplyr's read

Meesho is a social commerce platform empowering small businesses and individuals, particularly women, to launch online stores via social media. It's a hub for entrepreneurial growth.

Synthesized from recent postings & public sources

What's promising

  • Meesho offers a unique platform for small businesses to reach new customers through social media.
  • The company focuses on empowering women entrepreneurs, providing them with tools to succeed from home.
  • Meesho's business model supports economic growth by enabling micro-entrepreneurs to thrive.

What to watch

  • Meesho faces intense competition from larger e-commerce platforms with more resources.
  • The reliance on social media channels can limit control over customer interactions.
  • Sustainability of the business model is uncertain in rapidly changing digital landscapes.

Why Meesho

  • Meesho's platform uniquely integrates social commerce with traditional e-commerce strategies.
  • The focus on women entrepreneurs sets Meesho apart in the male-dominated tech industry.
  • Meesho's model of enabling resellers to earn from home is innovative in the Indian market.

Aplyr’s read is generated by AI from public sources. Was it useful?

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About Meesho

Meesho is an Indian social commerce platform that enables small businesses and individuals to start their own online stores through social media channels. By providing a marketplace for resellers, Meesho empowers entrepreneurs, especially women, to earn income and build businesses from home.

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