Senior Financial Crime Investigator, Anti Money Laundering (AML)
Confirmed live in the last 24 hours
Monzo
Compensation
£29,450 - £37,250
Job Description
We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
Remote, UK | £29,450 - £37,250 + Benefits | Hear from the team ✨
Start date - 30th March 2026
Shifts - You'll work 37.5 hours per week. The shift pattern will be Monday to Friday 9am-5.30pm with 1 in 10 weekends. (One full weekend Saturday and Sunday)
No holidays can be taken during the training/embedding period which is expected to last 6-10 weeks.
⭐Our Financial Crime Team
Our Mission in the Financial Crime Collective is to earn and keep our customers’ trust, support Monzo’s safe growth, and contribute to building a safer society. Senior Investigators complete complex tasks and are able to flex when required on all tasks completed within the pillar to support our challenging demands.
Our Anti Money Laundering (AML) Senior Fincrime Investigators will work within a mixture of regulated and unregulated deadlines. You will be trained and be competent in a wide variety of complex tasks for the pillar you are aligned with.
Are you looking to continue building your career in financial crime prevention? We are looking for proven problem solvers with financial crime experience to join our team as Senior Financial Crime Investigators and help us on our mission to make money work for everyone.
You’ll play a key role by…
- Analysing potentially unusual or suspicious behaviour on customer accounts flagged by our transaction monitoring system, and deciding what action (if any) Monzo should take. Working complex Investigations and Customer Reviews
- Documenting suspicious activity you identify in your role, and sending it to the National Crime Agency to support them with their investigations.
- Locking down money that has been obtained through fraud, so that it can be returned to victims.
- Completing cheque Reviews
- Reviewing SARs from other colleagues within AML
- Reviews and Approvals
- Dealing with Senior escalations from other departments
- Leading by example to achieve all performance and Quality targets
- Working with Team Managers and Operations Analysts to assist the pillar getting the right outcomes for Monzo and our customers.
- Sharing emerging risks and trends you spot with our Operations Analysts
- Coaching and training
- Completing remediation tasks
We’d love to hear from you if…
- You have experience conducting investigations in an operational setting with subject matter expertise preferably in AML
- You have recent experience with emerging financial crime trends and typologies.
- You