Audit Analyst(Regulatory)

The Audit Analyst will support the Regulatory Strategy & Operations (RSO) team in executing loan-level compliance testing, regulatory reporting audits, and examination readiness activities. This role is execution-focused and plays a critical part in validating data accuracy, identifying compliance gaps, and strengthening internal controls across mortgage regulatory reporting processes.

The position supports HMDA, Mortgage Call Reports (MCR), and other state and federal reporting obligations through structured testing and audit workflows under the direction of the Manager, Regulatory Audit.

·       Perform detailed loan file reviews to validate accuracy of data reported in regulatory filings and internal systems

·       Execute predefined audit scripts and testing procedures across HMDA, MCR, and state reporting datasets

·       Compare source documentation against reported data fields to identify discrepancies

·       Document findings clearly and consistently in accordance with internal audit standards

·       Support testing of regulatory reporting processes, including HMDA LAR and Mortgage Call Reports

·       Assist in reconciliation reviews and control validations to ensure reporting completeness and accuracy

·       Escalate identified data issues and collaborate with internal stakeholders on corrective actions

·       Maintain structured audit workpapers and testing documentation

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