Finance Analyst

NMI is a PE-backed fintech processing billions in annual payments volume across three lines of business — Gateway, Merchant Central, and Payments — with a newly built data infrastructure and an executive team actively investing in AI-native finance. We're hiring an FP&A Analyst to join a tight, three-person FP&A team rebuilt around clear lanes and real ownership. This is a uniquely broad seat for an early-career analyst. You'll partner with our Revenue FP&A Manager on the full revenue book (Gateway, VAS, Merchant Central, Payments, and commissions) and with our Sr. Financial Analyst on financial operations (opex, balance sheet, cash flow, and vendor management).

 

Your day may span cohort economics in the morning and a cash walk in the afternoon. You'll report to the VP of Finance. The exposure and learning curve are the point.

• Customer cohort analysis, take rate work, and implied rate decomposition across the revenue book.
• Commissions calculation, reporting, and support for plan design and automation workstreams.
• Pipeline and SaaS metrics reporting for Merchant Central — ACV rollforward, renewals, and pipeline coverage.
• The forecasting model rebuild as it migrates from Excel into our Tableau-based data set.

• Monthly and quarterly opex BvA across S&M, G&A, and P&E, including headcount and vendor-level detail.
• Balance sheet and free cash flow modeling — contributing to the EBITDA-to-cash walk.
• Abacum rollout and driving adoption across stakeholders.
• Vendor renewal reviews and consolidation analysis.

• Monthly close support, revenue accruals, and partnership with Accounting.
• Board and CFO-level reporting packages.
• Ad hoc analysis for the VP of Finance, CFO, and cross-functional partners.

• 1–4 years of relevant experience in FP&A, investment banking, consulting, corporate finance, or adjacent analytical roles. Exceptional new grads with strong internship experience will be considered.
• Excel fluency. SUMIFS, XLOOKUP, driver-based modeling, and a reflex to reconcile your own numbers.
• Genuine curiosity about how a business actually works — not just the line items on a P&L. We hire for the instinct to go deep on problems nobody asked you to solve.
• Clear written and verbal communication. You'll regularly explain your analysis to people more senior than you, including the CFO and executive team.
• High trust, low ego. This is a role where asking good questions matters as much as answering them.
• Comfort with PE rigor. You'll be in a fast, commercial environment where expectations are high and feedback is direct.

• Experience in payments, fin