Institutions / Public Sector - Principal Manager

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BBVA es una compañía global con más de 160 años de historia que opera en más de 25 países donde damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales trabajando en equipos multidisciplinares con perfiles tan diversos como financieros, expertos legales, científicos de datos, desarrolladores, ingenieros y diseñadores.

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We are looking for a senior risk professional to join the Institutions / Public Sector CIB Risk Team. Duties include, coordination and/or lead risk proposals of global institutional Public Sector clients, and ongoing monitoring and management of the portfolio.

Sobre el puesto

The successful candidate will join a team of 20 people where she/he will be working  with a growing and diverse portfolio, both in terms of geographical scope (Europe, Asia, MENA…) and type entities within the Public Sector ecosystem (sovereign, local and regional, GREs, etc.) using a variety of products, including complex financing facilities and GM products.

She / He should proactively monitor and update credit research on existing clients portfolio as well as analyze and rate new clients, using a wide variety of sources, including internal/external research, industry trends, macroeconomic indicators and geopolitical trends.

The candidate is expected to have proven past experience as an analyst covering the sector in the area of credit risk (buy-side, sell side, as a consultant, an auditor or any other relevant role).

Key Responsibilities include but are not limited to

• Lead and/or coordinate complex transactions of Public Sector clients, cross-product and cross-geography, and provide an independent risk evaluation  based on fundamental credit analysis.

• Recommend new clients as well as renewals and modifications of existing clients, performing a full due diligence, assigning internal ratings, and ensuring credit quality and soundness of lending and counterparty limits.

• Provide guidance and opinions to other Risks teams on Public Sector related issues. 

• Build up a proper monitoring system for the sector, identifying business and industry trends. Make ad-hoc reviews of the sector for the CRO office, regulatory requests, etc and recommend risk mitigation strategies.  

• Develop relationships with senior Business Partners to achieve business objectives, including evaluation of prospective borrowers and facilitating relationships with key internal clients in CIB and Risks.

• Pro-active in operational optimization, identifying areas for improvement and implementing efficiencies in Public Sector´s risk processes.

• Conduct research and analysis on a wide range of topics to develop views on global/ regional macro conditions and sovereign credit assessments.

Required knowledge, skills and experience required

• Experience in a senior financial risk role within a relevant financial services firm or consultancy with a global footprint and a good knowledge of EM. 

• Broad and holistic understanding of  Public Sector operations of global clients, including  GREs and other assimilated entities.  Strong rating skills beyond traditional public sector entities.  

• Excellent credit risk analytical skills, deep understanding of macro fundamentals and geopolitical risks; and ability to understand capital markets products and complex financings  from a risk perspective and risk management techniques and practices.

• Strong execution experience on live transactions and ability to make decisions under pressure and short timelines. 

• Ability to coordinate with different teams (Risk and Business) and interact with different audiences (internal and external) at a range of levels. Capacity to engage. 

• Ability of data gathering and analytics capabilities. AI capabilities are a plus. 

• Dynamic and flexible, and excellent verbal and written communication skills as well as active listening skills. 

• Critical thinking and capacity to challenge, and leadership skills.

• Demonstrate highest ethics and integrity standards, and excellence driven.

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Qualifications

•  10+ years of experience  in Credit Risk Management. Experience in MENA markets is a plus.

• Bachelor's degree/University degree or equivalent experience.

• Master's degree preferred. 

• English and Spanish proficiency; working knowledge of French  is a plus.  

Habilidades:

Empatía, Ética, Innovación, Orientación al cliente, Pensamiento proactivo