About the role

Xendit provides payment infrastructure across Southeast Asia and is expanding to Greater China and LATAM. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.

Job Overview

Xendit is looking for a driven Product Manager to lead our risk product suite. Leading a dedicated risk engineering and data science squad, you will own the roadmap and execution for merchant onboarding, transaction fraud prevention, and credit risk models. Your goal is to build scalable infrastructure that minimizes financial loss while providing a seamless experience for legitimate merchants and buyers across Southeast Asia.

Responsibilities

Roadmap Execution: Own, iterate, and deliver the data-driven product roadmap for risk infrastructure—prioritising across fraud, onboarding, and credit pillars based on business impact—while continuously monitoring key metrics like chargeback rates, fraud false-positives, and onboarding cycle time.
Fraud Prevention: Real-time risk engines and machine learning models for transaction monitoring.
Seamless Onboarding: Identity verification (KYC/KYB) workflows that reduce merchant friction and ensure compliance.
Credit Risk Management: Lending and settlement risk models to assess and mitigate financial exposure related to merchant payout cycles and transactional settlements.

Requirements & Qualifications

Experience: 5+ years of Product Management experience, specifically within Fintech, Payments, or Risk domains.
Domain Knowledge: Solid understanding of at least one of the following core areas:

Payments fraud prevention and transaction monitoring.
Merchant onboarding and digital identity verification (KYC/KYB).
Credit risk assessment, lending models, and merchant settlement risk.
Technical & Vendor Frameworks: Experience working with data scientists, complex APIs, and rule engines; exposure to build-vs-buy vendor evaluations is a plus.
Data & Communication: Strong analytical skills to query data, translate complex metrics into product decisions, and clearly communicate technical risk concepts to non-technical stakeholders.

Skills & Tags

go machine learning ai data product

Aplyr's read

Xendit is a dynamic fintech company revolutionizing payment solutions in Southeast Asia, attracting professionals with expertise in finance, technology, and regulatory compliance.
Synthesized from recent postings & public sources

What's promising

•Xendit has rapidly expanded its presence across Southeast Asia, indicating strong market demand.
•The company offers diverse roles, from finance to technology, appealing to a wide range of professionals.
•Xendit's focus on compliance and risk management highlights its commitment to secure operations.

What to watch

•Operating in a highly competitive fintech market poses significant challenges.
•Regulatory changes in Southeast Asia could impact Xendit's business model.
•The company's rapid growth may strain existing resources and infrastructure.

Why Xendit

•Xendit specializes in providing localized payment solutions tailored to Southeast Asian markets.
•The company emphasizes a seamless user experience in its payment gateway services.
•Xendit actively invests in compliance and risk management to ensure secure transactions.

Aplyr’s read is generated by AI from public sources. Was it useful?