Director, Financial Planning

Who are we?

IEQ Capital is a Registered Investment Advisor seeking to transform traditional wealth management. Our quest is to integrate the Intellectual and Emotional Quotient, driven by a values-oriented culture that fosters connection and collaboration with our clients. We are an independent, predominantly employee-owned company, adhering to the standard to put our clients' interests first. We focus our efforts on helping clients meet their investment objectives without the distractions and limitations that can arise within much larger organizations.

 

The Role 

We are seeking a Director, Financial Planning to join our Foster City-based Family Office team. This individual will own end-to-end delivery of comprehensive financial plans for ultra-high-net-worth individuals and families, using eMoney as the primary planning platform. The role blends deep planning expertise with strong quantitative capability and requires the ability to operate independently, gather inputs efficiently, build defensible assumptions, model scenarios, and present clear recommendations to clients. 

The ideal candidate has meaningful experience delivering financial plans to UHNW clients across complex ownership structures (entities and trusts), strong judgment around planning assumptions, and a track record of translating analysis into practical next steps. This role is well suited for someone who enjoys working directly with clients and their advisory teams and who can run a planning process with minimal oversight. 

 

Responsibilities include, but are not limited to: 

eMoney Planning and Delivery 

• Lead client discovery and data gathering using a structured intake process (balance sheet, cash flows, goals, insurance, estate documents, tax inputs as needed). 

• Coordinate directly with internal IEQ team members and external advisors (CPA, estate attorney, insurance consultants) to source inputs, validate assumptions, and resolve open items. 

• Build and maintain comprehensive eMoney plans with high data integrity, clear documentation, and consistent methodologies. 

• Develop scenario analyses to quantify tradeoffs, mitigate risks, and capture opportunities. Examples include: 

• Retirement and spending sustainability 

• Liquidity events and major cash flow changes 

• Equity compensation modeling and planning 

• Concentrated stock diversification and tax-aware planning considerations 

• Charitable planning, including CRT modeling where applicable 

• Estate planning implications and wealth transfer strategy comparisons (as planning scenarios, not legal drafting) 

• Insurance funding and policy sustainability scenarios 

• Translate outputs into clear recommendations, decision points, and an actionable next-step plan for the client and advisory team. 

• Prepare client-ready deliverables (summaries, meeting materials, plan views) that make planning outputs easy to understand and implement. 

• Deliver plans directly to clients, lead plan review meetings, and drive alignment on next steps with the full client team. 

• Maintain plans over time through updates tied to life events, market changes, tax law changes, and implementation progress. Establish cadence and standards for refreshes. 

Process and Quality Control 

• Build repeatable workflows for intake, plan construction, internal review, and client delivery. Create templates and checklists to reduce rework and improve consistency. 

• Establish and enforce QA standards, including input validation, reasonableness checks, and scenario sensitivity testing. 

• Serve as an internal resource on eMoney best practices, scenario design, and planning process execution. 

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