About the role
At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.
Responsible for all Mortgage risk aspects of a portfolio of domestic and international private banking clients. Assess, analyse, structure, approve, implement and monitor Mortgage credit requests / transactions across private mortgages, income producing real estate (IPRE), construction and development loans. Provide credit advisory service to internal clients and work hand-in-hand with Mortgage Advisors and RM’s (first line of defense) to customise appropriate solutions for the end clients.YOUR CHALLENGE
Preparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount)
Determination of risk rating for a credit facility
Assessment of borrower & collateral with regards to credit, structural, legal & compliance and reputational risk
Identification of concentration risk in collateral and / or exposure
Ongoing monitoring of credit exposure; resolving of overdue debt services,
Regular review of approved limits within the assigned portfolio
Administration duties within the portfolio, e.g. mortgage booking and proper credit documentation
Deputize other Mortgage Officers & Team Head in their absence
Support Mortgage Advisors in all credit related matters and establish regular and proactive contact, providing advisory credit training to Private Banking front office
Contribution in credit related projects and process improvements
Work with legal and external counsel to draft non-standard documents related to credit transactions
Preparation and performing of training session for Mortgage Officers and Mortgage Advisors
YOUR PROFILE
Bachelor's degree or completed studies at a university of applied sciences (economics, banking, finance, law), or equivalent education or professional experience
Several years of professional experience in the mortgage sector with focus on IPRE, additional Commercial Real Estate knowledge is and advantage
Interest in the functioning of financial markets and financial institutions
Proven knowledge of the relevant real estate markets
Profound knowledge on legal aspect regarding mortgage documents and borrowing structures
Good IT skills (Word, Excel, PowerPoint)
Excellent analytical skills, independent, reliable, and team-oriented personality with negotiating skills
Full professional proficiency in German and English (written and spoken), additional languages are an advantage
We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site.
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Aplyr's read
Julius Baer is a leading Swiss private bank focusing on wealth management for high-net-worth clients, attracting talent in finance, compliance, and technology.
What's promising
- •Strong reputation in private banking enhances client trust and loyalty.
- •Global presence offers diverse career opportunities across regions.
- •Focus on technology and innovation supports modern banking solutions.
What to watch
- •High reliance on high-net-worth clients can increase vulnerability to economic downturns.
- •Regulatory scrutiny in the financial sector may impact operations.
- •Intense competition in private banking could pressure profit margins.
Why Julius Baer
- •Swiss heritage provides a stable and prestigious brand image.
- •Specializes in personalized wealth management for affluent individuals.
- •Emphasis on compliance and risk management ensures robust operational integrity.
Aplyr’s read is generated by AI from public sources. Was it useful?
About Julius Baer
Julius Baer is a Swiss private banking group that specializes in wealth management and private banking services for high-net-worth individuals and families.
