Director, Product Management – Digital Products (Secure Card on File / Tokenization)

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Product Management – Digital Products (Secure Card on File / Tokenization)

Director, Product Management – Digital Products (Secure Card on File / Tokenization)

Role Overview
We are seeking a highly strategic and execution-oriented Director, Product Management – Digital Products to drive our 100% tokenization ambition across the EEMEA region, with a core focus on Secure Card on File (SCOF) within the MACS product family.
This role sits at the intersection of product strategy, commercialization, and regional execution, requiring a strong leader who can shape market adoption, influence global product direction, and deliver measurable business outcomes through tokenization scale-up.
You will lead the regional strategy and execution for SCOF, working closely with global product teams, regional sales, customers, and ecosystem partners to accelerate digital transformation and unlock new revenue streams.

Key Responsibilities
Product Strategy & Regional Leadership

- Define and execute the regional strategy for Secure Card on File and tokenization, aligned with Mastercard’s global vision and EEMEA market needs
- Ensure global digital products are localized and optimized for diverse regional markets
- Partner with global product teams to embed regional requirements, constraints, and opportunities into product development

Go-to-Market & Commercialization

- Define market prioritization, launch strategies, and scale-up plans across EEMEA
- Develop and lead tokenization migration strategies, including new product ideas, pricing models, and customer enablement initiatives
- Build compelling value propositions and monetization frameworks for digital payment solutions

Execution & Performance Management

- Own end-to-end execution of product strategy in-region, ensuring alignment across product, sales, and partnership teams
- Establish governance models, reporting frameworks, and KPI tracking mechanisms
- Deliver and monitor monthly and ad-hoc performance reporting, identifying risks and driving corrective actions
- Design and implement repeatable frameworks to optimize product performance and adoption

Stakeholder & Ecosystem Management

- Build strong relationships with regional stakeholders, issuers, fintechs, merchants, and partners
- Enable regional teams with tools, messaging, and support to accelerate go-to-market execution
- Influence cross-functional teams in a matrix organization to deliver results at scale


All About You
Experience & Domain Expertise

- Significant experience in product management within payments, fintech, or technology industries
- Strong understanding of card issuing, tokenization, and digital payments ecosystems
- Proven track record of taking products from ideation through execution and scale
- Experience working across EEMEA markets and understanding regional complexities is highly desirable
- Familiarity with Mastercard digital payment solutions is a plus

Leadership & Influence

- Strong leadership skills with the ability to drive outcomes through influence in a matrix environment
- Demonstrated ability to manage senior stakeholders internally and externally
- Experience building alignment across cross-functional and geographically dispersed teams

Commercial & Strategic Acumen

- Strong business acumen with experience in pricing, monetization, and go-to-market strategies
- Ability to translate market insights into actionable product strategies
- Deep understanding of industry trends, competitive landscape, and emerging technologies

Execution Excellence

- Highly self-motivated with a proven track record of delivering measurable results in complex environments
- Strong analytical skills with experience in KPI definition, tracking, and performance optimization
- Excellent communication and presentation skills, with the ability to engage customers and represent the organization externally

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.